Your cash flow doesn’t wait for suppliers, invoices or growth plans. Neither should you.
Whether you need to pay suppliers, release cash tied up in unpaid invoices or fund a growth opportunity, Millbank FX Business Lending helps you explore suitable finance options through a clear, guided process.
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Frequently asked questions about business lending
Business lending is finance used by companies to support working capital, supplier payments, unpaid invoices, stock purchases, growth plans or one-off projects. The right type of lending depends on what the business needs the funding for and how cash moves through the company.
Millbank FX Business Lending focuses on three core routes: trade finance, invoice finance and business loans.
Millbank FX provides access to business lending options but is not a lender. Finance is subject to lender assessment, affordability, product suitability and separate terms.
No. Funding is not guaranteed. Any offer depends on lender criteria, affordability, business performance, documentation, credit assessment and product suitability.
Yes. Existing Millbank FX clients can discuss lending options where funding is relevant to supplier payments, invoices, stock, working capital or growth.
Yes, trade finance may be relevant where a business needs funding to pay suppliers, purchase goods or support import/export transactions. Where a currency conversion or international payment is involved, Millbank FX can help you consider the FX and payment side of the transaction.
Trade finance may be relevant if you need to fund supplier payments or stock purchases. Invoice finance may be relevant if cash is tied up in unpaid B2B invoices. Business loans may be relevant for wider working capital or growth needs.
Timescales vary depending on the product, lender, documentation and complexity of the case. Complete and accurate information can help avoid delays.
You will usually need to provide basic company information, funding purpose, amount required, financial information and supporting documents. The exact requirements depend on the finance product and lender assessment.
Possibly. Some facilities may require security, director guarantees or indemnities. This depends on the lender, amount, facility type and business profile.
Millbank FX may receive a commission or revenue share if finance is arranged. This does not affect the requirement for any finance option to be assessed by the lender and agreed under separate terms.
Yes. You can discuss your lending options first. Any finance application, offer or facility will be subject to assessment and separate terms.