Wir helfen Unternehmen dabei, sich selbstbewusst an den Devisenmärkten zu orientieren

Übernimm die Kontrolle über deine FX

Whether you need to pay suppliers, release cash tied up in unpaid invoices or fund a growth opportunity, Millbank FX Business Lending helps you explore suitable finance options through a clear, guided process.

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What do you need funding for?

Not every business needs the same type of finance. The right route depends on what you are funding, when cash is needed and how money moves through your business.

Your situation
Product name
We need to pay suppliers before goods arrive
Trade Finance
We want to fund stock, raw materials or import/export transactions
Trade Finance
We have unpaid B2B invoices and want to release cash
Invoice Finance
We need working capital while customers pay on 30, 60 or 90-day terms
Invoice Finance
We need funding for wider business growth or operational costs
Business Loans
We take card payments and need working capital
Business Loans
We import goods and need funding plus currency support
Trade Finance and FX support

Not sure which route fits?

Speak with Millbank FX and we’ll help you understand whether trade finance, invoice finance or a business loan is likely to be the most relevant starting point.

Explore our business lending services

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Strategische FX-Beratung und Unterstützung

Das ist kein Call Center. Sie werden mit einem engagierten Devisenhändler zusammengebracht, der Ihr Geschäft in- und auswendig kennt

Trade finance may help bridge the gap between paying suppliers, receiving goods and getting paid by customers.

Best for: importers, exporters, wholesalers, distributors, manufacturers and stock-based businesses.

Invoice Finance

Release working capital from unpaid B2B invoices.

Invoice finance may help your business access funding linked to eligible invoices, instead of waiting for customer payment terms to complete.

Best for: businesses with regular B2B invoices, repeat customers and 30, 60 or 90-day payment terms.
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Aerial view of a busy urban intersection at dusk with multiple crosswalks and blurred moving vehicles creating light trails.

Business Loans

Access funding for broader business needs.

Business loans may support working capital, stock purchases, equipment, hiring, marketing, refinancing, expansion or one-off projects.

Best for: businesses with wider funding requirements that do not sit neatly under supplier or invoice finance.

Wir haben Millbank FX entwickelt, um das zu ändern.

Wir verfügen über langjährige Erfahrung in der Finanzbranche und haben aus erster Hand gesehen, wie Unternehmen mit unfairen Wechselkursen und unzuverlässigem Service zu kämpfen hatten. Sie wussten, dass es einen besseren Weg geben musste — einen, bei dem Unternehmen an erster Stelle stehen.

That means lending is not treated as a standalone product. Where relevant, we can help you consider how finance, FX and international payments interact — particularly if your funding requirement involves overseas suppliers, stock purchases or cross-border transactions.

Vorhersagbare Margen

Schnellere, günstigere Zahlungen

Weniger manuelle Fehler

Mehr Zeit für das Wachstum Ihres Unternehmens

Wie Empire Textiles den weltweiten Zahlungsverkehr rationalisierte und seinen Cashflow mit einem Konto in mehreren Währungen transformierte

Empire Textiles ist das größte spezialisierte afrikanische Textilgeschäft in Großbritannien. Es bezieht hauptsächlich aus der Schweiz und Italien, verkauft aber auf dem britischen Markt.

1. Tell us what you need

Share the amount, purpose, timing and whether the funding relates to suppliers, invoices, card takings, stock, growth or wider working capital.

2. We review the lending route

We help identify whether trade finance, invoice finance or a business loan is likely to be the most relevant route.

3. Complete your application details

You provide the required business information through a secure digital process.

4. Upload supporting documents

Where documents are required, you will be sent a secure upload link with a clear list of what is needed.

5. Move forward with the chosen facility

Once your application has been assessed, any available offers are presented clearly so you can decide whether to proceed.

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Millbank FX is Authorised by the FCA

Regulated, safeguarded, and built for operational confidence

Safeguarded Funds

Your funds are held in safeguarded accounts, kept separate from operating funds, providing peace of mind with every transaction and an extra layer of security.

Secure and Trustworthy

Our advanced encryption and security protocols protect your data, ensuring every transaction is secure and handled with the highest level of integrity.

FCA Authorised

As a licensed payment institution, we meet rigorous regulatory standards and report to the Financial Conduct Authority (FCA), ensuring robust oversight and compliance.

Ihre Gewinne warten nicht auf Stabilität. Das solltest du auch nicht.

Holen Sie sich eine kostenlose FX-Strategiesitzung und einen Live-Kurscheck

Mit einer Millbank FX Strategy Session werden Sie

In turn, you’ll get a clear, no-jargon view on how to:

Fund supplier payments or stock purchasesSchützen Sie Ihre Gewinnmargen

Release cash tied up in unpaid invoicesBleiben Sie Marktschwankungen immer einen Schritt voraus

Support wider business growthOptimieren Sie Ihre internationalen Zahlungen

Haben Sie bereits einen Devisenanbieter?

9 von 10 Unternehmen, die wir treffen, nutzen bereits einen Anbieter und lassen Geld auf dem Tisch liegen — und sie wissen es nicht einmal. Und ja, Sie können Ihr Konto stattdessen direkt eröffnen, wenn Sie bereit sind, schneller zu handeln.

Wähle deinen nächsten Schritt...

Treffen Sie sich direkt mit unserem CCO

Kein Schnickschnack, keine Verpflichtung

Vereinbaren Sie meine kostenlose Strategiesitzung

Überspringen Sie die Strategiesitzung

Beginne noch heute mit dem Onboarding

Eröffnen Sie mein kostenloses Konto
FCA autorisiert
Secure Document Upload
FCA Authorised Institution
FX & Payment Support

Wie vorgestellt in:

Frequently asked questions about business lending

01
What is business lending?

Business lending is finance used by companies to support working capital, supplier payments, unpaid invoices, stock purchases, growth plans or one-off projects. The right type of lending depends on what the business needs the funding for and how cash moves through the company.

02
What types of business lending does Millbank FX provide access to?

Millbank FX Business Lending focuses on three core routes: trade finance, invoice finance and business loans.

03
Is Millbank FX a lender?

Millbank FX provides access to business lending options but is not a lender. Finance is subject to lender assessment, affordability, product suitability and separate terms.

04
Is funding guaranteed?

No. Funding is not guaranteed. Any offer depends on lender criteria, affordability, business performance, documentation, credit assessment and product suitability.

05
Can I apply if I already use Millbank FX for currency or payments?

Yes. Existing Millbank FX clients can discuss lending options where funding is relevant to supplier payments, invoices, stock, working capital or growth.

06
Can lending be used to pay overseas suppliers?

Yes, trade finance may be relevant where a business needs funding to pay suppliers, purchase goods or support import/export transactions. Where a currency conversion or international payment is involved, Millbank FX can help you consider the FX and payment side of the transaction.

07
Which lending route is right for my business?

Trade finance may be relevant if you need to fund supplier payments or stock purchases. Invoice finance may be relevant if cash is tied up in unpaid B2B invoices. Business loans may be relevant for wider working capital or growth needs.

08
How quickly can funding be arranged?

Timescales vary depending on the product, lender, documentation and complexity of the case. Complete and accurate information can help avoid delays.

09
What information do I need to provide?

You will usually need to provide basic company information, funding purpose, amount required, financial information and supporting documents. The exact requirements depend on the finance product and lender assessment.

10
Will I need to provide security or a personal guarantee?

Possibly. Some facilities may require security, director guarantees or indemnities. This depends on the lender, amount, facility type and business profile.

11
Does Millbank FX receive commission?

Millbank FX may receive a commission or revenue share if finance is arranged. This does not affect the requirement for any finance option to be assessed by the lender and agreed under separate terms.

12
Can I apply without committing?

Yes. You can discuss your lending options first. Any finance application, offer or facility will be subject to assessment and separate terms.