Ajudando as empresas a navegar nos mercados cambiais com confiança

assuma o controle do seu FX

Whether you need to pay suppliers, release cash tied up in unpaid invoices or fund a growth opportunity, Millbank FX Business Lending helps you explore suitable finance options through a clear, guided process.

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What do you need funding for?

Not every business needs the same type of finance. The right route depends on what you are funding, when cash is needed and how money moves through your business.

Your situation
Product name
We need to pay suppliers before goods arrive
Trade Finance
We want to fund stock, raw materials or import/export transactions
Trade Finance
We have unpaid B2B invoices and want to release cash
Invoice Finance
We need working capital while customers pay on 30, 60 or 90-day terms
Invoice Finance
We need funding for wider business growth or operational costs
Business Loans
We take card payments and need working capital
Business Loans
We import goods and need funding plus currency support
Trade Finance and FX support

Not sure which route fits?

Speak with Millbank FX and we’ll help you understand whether trade finance, invoice finance or a business loan is likely to be the most relevant starting point.

Explore our business lending services

Aerial view of a large cargo ship docked at a port with multicolored shipping containers loaded on it.

Consultoria e suporte estratégico de câmbio

Isso não é um call center. Você será emparelhado com um revendedor de câmbio dedicado que conhece seu negócio de dentro para fora

Trade finance may help bridge the gap between paying suppliers, receiving goods and getting paid by customers.

Best for: importers, exporters, wholesalers, distributors, manufacturers and stock-based businesses.

Invoice Finance

Release working capital from unpaid B2B invoices.

Invoice finance may help your business access funding linked to eligible invoices, instead of waiting for customer payment terms to complete.

Best for: businesses with regular B2B invoices, repeat customers and 30, 60 or 90-day payment terms.
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Aerial view of a busy urban intersection at dusk with multiple crosswalks and blurred moving vehicles creating light trails.

Business Loans

Access funding for broader business needs.

Business loans may support working capital, stock purchases, equipment, hiring, marketing, refinancing, expansion or one-off projects.

Best for: businesses with wider funding requirements that do not sit neatly under supplier or invoice finance.

Criamos o Millbank FX para mudar isso

Com uma vida inteira de experiência combinada no setor financeiro, vimos em primeira mão como as empresas enfrentavam taxas de câmbio injustas e serviços não confiáveis. Eles sabiam que deveria haver uma maneira melhor: uma que colocasse as empresas em primeiro lugar.

That means lending is not treated as a standalone product. Where relevant, we can help you consider how finance, FX and international payments interact — particularly if your funding requirement involves overseas suppliers, stock purchases or cross-border transactions.

Margens previsíveis

Pagamentos mais rápidos e baratos

Menos erros manuais

Mais tempo gasto no crescimento de seus negócios

Como a Empire Textiles simplificou os pagamentos globais e transformou seu fluxo de caixa com uma conta em várias moedas

A Empire Textiles é a maior loja dedicada a têxteis africanos do Reino Unido. Principalmente na Suíça e na Itália, mas vendendo para o mercado do Reino Unido.

1. Tell us what you need

Share the amount, purpose, timing and whether the funding relates to suppliers, invoices, card takings, stock, growth or wider working capital.

2. We review the lending route

We help identify whether trade finance, invoice finance or a business loan is likely to be the most relevant route.

3. Complete your application details

You provide the required business information through a secure digital process.

4. Upload supporting documents

Where documents are required, you will be sent a secure upload link with a clear list of what is needed.

5. Move forward with the chosen facility

Once your application has been assessed, any available offers are presented clearly so you can decide whether to proceed.

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Millbank FX is Authorised by the FCA

Regulated, safeguarded, and built for operational confidence

Safeguarded Funds

Your funds are held in safeguarded accounts, kept separate from operating funds, providing peace of mind with every transaction and an extra layer of security.

Secure and Trustworthy

Our advanced encryption and security protocols protect your data, ensuring every transaction is secure and handled with the highest level of integrity.

FCA Authorised

As a licensed payment institution, we meet rigorous regulatory standards and report to the Financial Conduct Authority (FCA), ensuring robust oversight and compliance.

Seus lucros não esperam pela estabilidade. Nem você deveria.

Obtenha uma sessão gratuita de estratégia de câmbio e uma verificação da taxa ao vivo

Com uma sessão de estratégia de câmbio do Millbank, você

In turn, you’ll get a clear, no-jargon view on how to:

Fund supplier payments or stock purchasesProteja suas margens de lucro

Release cash tied up in unpaid invoicesFique à frente das oscilações do mercado

Support wider business growthSimplifique seus pagamentos internacionais

Já tem um provedor de câmbio?

9 em cada 10 empresas que conhecemos já usam um provedor e deixam dinheiro na mesa — e elas nem sabem disso. E sim, você pode abrir sua conta diretamente se estiver pronto para agir mais rápido.

Escolha sua próxima etapa...

Encontre-se diretamente com nosso CCO

Sem bobagem, sem obrigação

Agende minha sessão de estratégia gratuita

Ignore a sessão de estratégia

Comece a integração hoje

Abra minha conta gratuita
Autorizado pela FCA
Secure Document Upload
FCA Authorised Institution
FX & Payment Support

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Frequently asked questions about business lending

01
What is business lending?

Business lending is finance used by companies to support working capital, supplier payments, unpaid invoices, stock purchases, growth plans or one-off projects. The right type of lending depends on what the business needs the funding for and how cash moves through the company.

02
What types of business lending does Millbank FX provide access to?

Millbank FX Business Lending focuses on three core routes: trade finance, invoice finance and business loans.

03
Is Millbank FX a lender?

Millbank FX provides access to business lending options but is not a lender. Finance is subject to lender assessment, affordability, product suitability and separate terms.

04
Is funding guaranteed?

No. Funding is not guaranteed. Any offer depends on lender criteria, affordability, business performance, documentation, credit assessment and product suitability.

05
Can I apply if I already use Millbank FX for currency or payments?

Yes. Existing Millbank FX clients can discuss lending options where funding is relevant to supplier payments, invoices, stock, working capital or growth.

06
Can lending be used to pay overseas suppliers?

Yes, trade finance may be relevant where a business needs funding to pay suppliers, purchase goods or support import/export transactions. Where a currency conversion or international payment is involved, Millbank FX can help you consider the FX and payment side of the transaction.

07
Which lending route is right for my business?

Trade finance may be relevant if you need to fund supplier payments or stock purchases. Invoice finance may be relevant if cash is tied up in unpaid B2B invoices. Business loans may be relevant for wider working capital or growth needs.

08
How quickly can funding be arranged?

Timescales vary depending on the product, lender, documentation and complexity of the case. Complete and accurate information can help avoid delays.

09
What information do I need to provide?

You will usually need to provide basic company information, funding purpose, amount required, financial information and supporting documents. The exact requirements depend on the finance product and lender assessment.

10
Will I need to provide security or a personal guarantee?

Possibly. Some facilities may require security, director guarantees or indemnities. This depends on the lender, amount, facility type and business profile.

11
Does Millbank FX receive commission?

Millbank FX may receive a commission or revenue share if finance is arranged. This does not affect the requirement for any finance option to be assessed by the lender and agreed under separate terms.

12
Can I apply without committing?

Yes. You can discuss your lending options first. Any finance application, offer or facility will be subject to assessment and separate terms.