Ayudar a las empresas a navegar por los mercados de divisas con confianza

toma el control de tus divisas

Whether you need to pay suppliers, release cash tied up in unpaid invoices or fund a growth opportunity, Millbank FX Business Lending helps you explore suitable finance options through a clear, guided process.

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What do you need funding for?

Not every business needs the same type of finance. The right route depends on what you are funding, when cash is needed and how money moves through your business.

Your situation
Product name
We need to pay suppliers before goods arrive
Trade Finance
We want to fund stock, raw materials or import/export transactions
Trade Finance
We have unpaid B2B invoices and want to release cash
Invoice Finance
We need working capital while customers pay on 30, 60 or 90-day terms
Invoice Finance
We need funding for wider business growth or operational costs
Business Loans
We take card payments and need working capital
Business Loans
We import goods and need funding plus currency support
Trade Finance and FX support

Not sure which route fits?

Speak with Millbank FX and we’ll help you understand whether trade finance, invoice finance or a business loan is likely to be the most relevant starting point.

Explore our business lending services

Aerial view of a large cargo ship docked at a port with multicolored shipping containers loaded on it.

Asesoramiento y soporte sobre divisas estratégicas

Esto no es un centro de llamadas. Se le asignará un concesionario de divisas especializado que conoce su negocio a la perfección

Trade finance may help bridge the gap between paying suppliers, receiving goods and getting paid by customers.

Best for: importers, exporters, wholesalers, distributors, manufacturers and stock-based businesses.

Invoice Finance

Release working capital from unpaid B2B invoices.

Invoice finance may help your business access funding linked to eligible invoices, instead of waiting for customer payment terms to complete.

Best for: businesses with regular B2B invoices, repeat customers and 30, 60 or 90-day payment terms.
A winding elevated highway bridge spanning across a dense green forest under soft sunlight.
Aerial view of a busy urban intersection at dusk with multiple crosswalks and blurred moving vehicles creating light trails.

Business Loans

Access funding for broader business needs.

Business loans may support working capital, stock purchases, equipment, hiring, marketing, refinancing, expansion or one-off projects.

Best for: businesses with wider funding requirements that do not sit neatly under supplier or invoice finance.

Creamos Millbank FX para cambiar eso

Con toda una vida de experiencia combinada en el sector financiero, vimos de primera mano cómo las empresas tenían problemas con tipos de cambio injustos y un servicio poco fiable. Sabían que tenía que haber una forma mejor, una que pusiera a las empresas en primer lugar.

That means lending is not treated as a standalone product. Where relevant, we can help you consider how finance, FX and international payments interact — particularly if your funding requirement involves overseas suppliers, stock purchases or cross-border transactions.

Márgenes predecibles

Pagos más rápidos y económicos

Menos errores manuales

Más tiempo dedicado al crecimiento de su negocio

Cómo Empire Textiles simplificó los pagos globales y transformó su flujo de caja con una cuenta multidivisa

Empire Textiles es la mayor tienda especializada en textiles africanos del Reino Unido. Se abastece principalmente de Suiza e Italia, pero vende en el mercado del Reino Unido.

1. Tell us what you need

Share the amount, purpose, timing and whether the funding relates to suppliers, invoices, card takings, stock, growth or wider working capital.

2. We review the lending route

We help identify whether trade finance, invoice finance or a business loan is likely to be the most relevant route.

3. Complete your application details

You provide the required business information through a secure digital process.

4. Upload supporting documents

Where documents are required, you will be sent a secure upload link with a clear list of what is needed.

5. Move forward with the chosen facility

Once your application has been assessed, any available offers are presented clearly so you can decide whether to proceed.

Close-up of a modern building's blue glass facade with curved panels reflecting the sky.

Millbank FX is Authorised by the FCA

Regulated, safeguarded, and built for operational confidence

Safeguarded Funds

Your funds are held in safeguarded accounts, kept separate from operating funds, providing peace of mind with every transaction and an extra layer of security.

Secure and Trustworthy

Our advanced encryption and security protocols protect your data, ensuring every transaction is secure and handled with the highest level of integrity.

FCA Authorised

As a licensed payment institution, we meet rigorous regulatory standards and report to the Financial Conduct Authority (FCA), ensuring robust oversight and compliance.

Sus beneficios no esperan a la estabilidad. Tú tampoco deberías hacerlo.

Obtenga una sesión de estrategia cambiaria gratuita y una verificación de tipos en vivo

Con una sesión de estrategia cambiaria de Millbank, podrá

In turn, you’ll get a clear, no-jargon view on how to:

Fund supplier payments or stock purchasesProteja sus márgenes de beneficio

Release cash tied up in unpaid invoicesManténgase a la vanguardia de las oscilaciones del mercado

Support wider business growthOptimice sus pagos internacionales

¿Ya tienes un proveedor de divisas?

9 de cada 10 empresas que conocemos ya utilizan un proveedor y dejan dinero sobre la mesa, y ni siquiera lo saben. Y sí, puedes abrir tu cuenta directamente si estás listo para avanzar más rápido.

Elige tu siguiente paso...

Reúnase directamente con nuestro CCO

Sin pelusa, sin compromiso

Programe mi sesión de estrategia gratuita

Omitir la sesión de estrategia

Empieza a incorporarte hoy

Abrir mi cuenta gratuita
Autorizado por la FCA
Secure Document Upload
FCA Authorised Institution
FX & Payment Support

Como aparece en:

Frequently asked questions about business lending

01
What is business lending?

Business lending is finance used by companies to support working capital, supplier payments, unpaid invoices, stock purchases, growth plans or one-off projects. The right type of lending depends on what the business needs the funding for and how cash moves through the company.

02
What types of business lending does Millbank FX provide access to?

Millbank FX Business Lending focuses on three core routes: trade finance, invoice finance and business loans.

03
Is Millbank FX a lender?

Millbank FX provides access to business lending options but is not a lender. Finance is subject to lender assessment, affordability, product suitability and separate terms.

04
Is funding guaranteed?

No. Funding is not guaranteed. Any offer depends on lender criteria, affordability, business performance, documentation, credit assessment and product suitability.

05
Can I apply if I already use Millbank FX for currency or payments?

Yes. Existing Millbank FX clients can discuss lending options where funding is relevant to supplier payments, invoices, stock, working capital or growth.

06
Can lending be used to pay overseas suppliers?

Yes, trade finance may be relevant where a business needs funding to pay suppliers, purchase goods or support import/export transactions. Where a currency conversion or international payment is involved, Millbank FX can help you consider the FX and payment side of the transaction.

07
Which lending route is right for my business?

Trade finance may be relevant if you need to fund supplier payments or stock purchases. Invoice finance may be relevant if cash is tied up in unpaid B2B invoices. Business loans may be relevant for wider working capital or growth needs.

08
How quickly can funding be arranged?

Timescales vary depending on the product, lender, documentation and complexity of the case. Complete and accurate information can help avoid delays.

09
What information do I need to provide?

You will usually need to provide basic company information, funding purpose, amount required, financial information and supporting documents. The exact requirements depend on the finance product and lender assessment.

10
Will I need to provide security or a personal guarantee?

Possibly. Some facilities may require security, director guarantees or indemnities. This depends on the lender, amount, facility type and business profile.

11
Does Millbank FX receive commission?

Millbank FX may receive a commission or revenue share if finance is arranged. This does not affect the requirement for any finance option to be assessed by the lender and agreed under separate terms.

12
Can I apply without committing?

Yes. You can discuss your lending options first. Any finance application, offer or facility will be subject to assessment and separate terms.