Ayudar a las empresas a navegar por los mercados de divisas con confianza
toma el control de tus divisas
Whether you need to pay suppliers, release cash tied up in unpaid invoices or fund a growth opportunity, Millbank FX Business Lending helps you explore suitable finance options through a clear, guided process.
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What do you need funding for?
Not every business needs the same type of finance. The right route depends on what you are funding, when cash is needed and how money moves through your business.
Not sure which route fits?
Speak with Millbank FX and we’ll help you understand whether trade finance, invoice finance or a business loan is likely to be the most relevant starting point.
Explore our business lending services

Asesoramiento y soporte sobre divisas estratégicas
Esto no es un centro de llamadas. Se le asignará un concesionario de divisas especializado que conoce su negocio a la perfección
Trade finance may help bridge the gap between paying suppliers, receiving goods and getting paid by customers.
Invoice Finance
Release working capital from unpaid B2B invoices.
Invoice finance may help your business access funding linked to eligible invoices, instead of waiting for customer payment terms to complete.


Business Loans
Access funding for broader business needs.
Business loans may support working capital, stock purchases, equipment, hiring, marketing, refinancing, expansion or one-off projects.
Creamos Millbank FX para cambiar eso
Con toda una vida de experiencia combinada en el sector financiero, vimos de primera mano cómo las empresas tenían problemas con tipos de cambio injustos y un servicio poco fiable. Sabían que tenía que haber una forma mejor, una que pusiera a las empresas en primer lugar.
That means lending is not treated as a standalone product. Where relevant, we can help you consider how finance, FX and international payments interact — particularly if your funding requirement involves overseas suppliers, stock purchases or cross-border transactions.
Márgenes predecibles
Pagos más rápidos y económicos
Menos errores manuales
Más tiempo dedicado al crecimiento de su negocio
Cómo Empire Textiles simplificó los pagos globales y transformó su flujo de caja con una cuenta multidivisa
Empire Textiles es la mayor tienda especializada en textiles africanos del Reino Unido. Se abastece principalmente de Suiza e Italia, pero vende en el mercado del Reino Unido.
1. Tell us what you need
Share the amount, purpose, timing and whether the funding relates to suppliers, invoices, card takings, stock, growth or wider working capital.
2. We review the lending route
We help identify whether trade finance, invoice finance or a business loan is likely to be the most relevant route.
3. Complete your application details
You provide the required business information through a secure digital process.
4. Upload supporting documents
Where documents are required, you will be sent a secure upload link with a clear list of what is needed.
5. Move forward with the chosen facility
Once your application has been assessed, any available offers are presented clearly so you can decide whether to proceed.

Millbank FX is Authorised by the FCA
Safeguarded Funds
Your funds are held in safeguarded accounts, kept separate from operating funds, providing peace of mind with every transaction and an extra layer of security.
Secure and Trustworthy
Our advanced encryption and security protocols protect your data, ensuring every transaction is secure and handled with the highest level of integrity.
FCA Authorised
As a licensed payment institution, we meet rigorous regulatory standards and report to the Financial Conduct Authority (FCA), ensuring robust oversight and compliance.
Sus beneficios no esperan a la estabilidad. Tú tampoco deberías hacerlo.
Obtenga una sesión de estrategia cambiaria gratuita y una verificación de tipos en vivo
Con una sesión de estrategia cambiaria de Millbank, podrá
In turn, you’ll get a clear, no-jargon view on how to:
Fund supplier payments or stock purchasesProteja sus márgenes de beneficio
Release cash tied up in unpaid invoicesManténgase a la vanguardia de las oscilaciones del mercado
Support wider business growthOptimice sus pagos internacionales
¿Ya tienes un proveedor de divisas?
9 de cada 10 empresas que conocemos ya utilizan un proveedor y dejan dinero sobre la mesa, y ni siquiera lo saben. Y sí, puedes abrir tu cuenta directamente si estás listo para avanzar más rápido.
Elige tu siguiente paso...
Reúnase directamente con nuestro CCO
Sin pelusa, sin compromiso
Autorizado por la FCA
Secure Document Upload
FCA Authorised Institution
FX & Payment Support
Como aparece en:
Frequently asked questions about business lending
Business lending is finance used by companies to support working capital, supplier payments, unpaid invoices, stock purchases, growth plans or one-off projects. The right type of lending depends on what the business needs the funding for and how cash moves through the company.
Millbank FX Business Lending focuses on three core routes: trade finance, invoice finance and business loans.
Millbank FX provides access to business lending options but is not a lender. Finance is subject to lender assessment, affordability, product suitability and separate terms.
No. Funding is not guaranteed. Any offer depends on lender criteria, affordability, business performance, documentation, credit assessment and product suitability.
Yes. Existing Millbank FX clients can discuss lending options where funding is relevant to supplier payments, invoices, stock, working capital or growth.
Yes, trade finance may be relevant where a business needs funding to pay suppliers, purchase goods or support import/export transactions. Where a currency conversion or international payment is involved, Millbank FX can help you consider the FX and payment side of the transaction.
Trade finance may be relevant if you need to fund supplier payments or stock purchases. Invoice finance may be relevant if cash is tied up in unpaid B2B invoices. Business loans may be relevant for wider working capital or growth needs.
Timescales vary depending on the product, lender, documentation and complexity of the case. Complete and accurate information can help avoid delays.
You will usually need to provide basic company information, funding purpose, amount required, financial information and supporting documents. The exact requirements depend on the finance product and lender assessment.
Possibly. Some facilities may require security, director guarantees or indemnities. This depends on the lender, amount, facility type and business profile.
Millbank FX may receive a commission or revenue share if finance is arranged. This does not affect the requirement for any finance option to be assessed by the lender and agreed under separate terms.
Yes. You can discuss your lending options first. Any finance application, offer or facility will be subject to assessment and separate terms.