We simplify currency exchange so you can focus on what matters
Personalised support from a dedicated FX specialist, available 24/7
Get a dedicated FX specialist assigned to your business, providing one-on-one strategic consultations and 24/7 direct support—no chatbots, no call centres
Strategic currency planning & risk management
Protect your business from currency volatility with bespoke hedging strategies, real-time rate monitoring, and proactive market insights
Faster, cost-effective transactions
Skip the banking delays with priority processing, direct banking network integration, and wholesale exchange rates—so you get faster settlements, lower costs, and seamless multi-currency transactions without hidden markups
Trusted by leading importers and exporters to exchange over £6 Billion, and counting…
.png)
Official payment partner
.png)
.png){kind=logo}
.png)
Safeguarded Funds
Your funds are held in safeguarded accounts, kept separate from operating funds, providing peace of mind with every transaction and an extra layer of security.
Secure and Trustworthy
Our advanced encryption and security protocols protect your data, ensuring every transaction is secure and handled with the highest level of integrity.
FCA Authorised
As a licensed payment institution, we meet rigorous regulatory standards and report to the Financial Conduct Authority (FCA), ensuring robust oversight and compliance.
How much longer can you afford to gamble with your margins?
You’ve sealed the deal on your latest order—pricing locked, delivery scheduled. But the few weeks (or months) between signing that contract and actually fulfilling it can feel like a race against time—and the FX market.
And while your products are being manufactured, sourced, or prepped for delivery, global currency markets shift by the day—sometimes by the hour. By the time you’re ready to finalise the payment or invoice, those fluctuations can obliterate your carefully calculated profit margin.
Meanwhile, your logistics can’t budge. Your buyers demand on-time deliveries, your suppliers expect timely payments, and your production schedule won’t wait around for a more favourable exchange rate.
So you either swallow the loss or risk scrapping
an entire deal you’ve spent months preparing. It’s a kick in the teeth—knowing all your planning and sweat can vanish in a single rate fluctuation. How much longer can you afford to gamble with your margins?
Our 5-point formula for protecting your margins from currency volatility
Comprehensive, tailored FX risk Management
Protect your margins and gain certainty over cash flow
Uncertainty in exchange rates can kill profits, but we’ll provide you with bespoke hedging solutions tailored to your risk appetite and commercial requirements.
We’ll analyse your cash flow, market exposure, and trading cycles to implement a structured FX strategy that safeguards against unfavourable movements.
Better exchange rates and lower fees
Access to whole spreads-without the hidden markups
We work with a range of top-tier banks and liquidity providers, to give you competitive exchange rates that are usually only available to huge corporations, so you never overpay for foreign exchange.
Unlike banks that inflate spreads and add hidden fees, we don’t tack on extra margins or bury fees in fine print.
Instead, we provide clear, cost-effective pricing tailored to your transaction volumes.
Dedicated FX account manager, available 24/7
Expert guidance for smarter currency management
Get one-on-one support from your FX specialist who understands your industry, payment cycles, and risk exposure.
Your dedicated account manager helps you execute trades, optimise currency conversions, and navigate complex currency challenges—all without the hassle.
Forward contracts & market orders, done for you
We secure rates early to protect you against currency fluctuations
Delays between order placement and payment can create unpredictable FX costs.
We offer forward contracts to secure today’s rates for future transactions and market orders that execute trades only when preferred rates are met.
This removes uncertainty and protects your bottom line.
Expert market analysis
Stay ahead of currency risks with real-time market intelligence
Access proactive FX insights tailored to your industry.
Our analysts provide up-to-date commentary on currency trends, economic shifts, and market movements, so you make proactive data-driven decisions rather than reacting to volatility.
And currency markets shift constantly. That’s why our team regularly reviews and optimises your FX strategy, adjusting hedging positions and ensuring alignment with your latest financial forecasts—keeping you protected without overcommitting.
If your margins are tight, your FX strategy should be tighter
Making the switch to Millbank FX might seem like a big step—after all, you've likely been managing your currencies the same way for years.
But sticking with the status quo comes at a hidden cost: every exchange rate swing, every delayed payment, and every missed opportunity to secure better margins adds up.
The reality? Many businesses in the fruit and fresh produce sector have already made the switch and are reaping
the benefits.
See how your current FX provider compares against us
With Millbank FX
Without Millbank FX
Switching to Millbank FX is simple—here’s how we make the process seamless
Apply for a fast, free, no-obligation FX health check
In just 30 minutes, we’ll pinpoint exactly how you get predictability over FX rates, protect margins
Get a tailored FX strategy
We’ll show you where you can save & how to loc in better rates despite market fluctuations
No pressure. No Obligation.
Just expert insights to help you save money, manage risk, and stabilise cash flow
If you feel confident enough with your FX strategy and want us to execute the trades and make payments...
... or if you need us to handle your ongoing FX strategies while you focus on growing your business...
Tailored hedging and forward contracts safeguard your business from sudden exchange rate fluctuations
We don’t just onboard you-we continuously monitor markets and advise on the best time to act
From a dedicated FX account manager and a FCA-regulated team that executes billions annually for businesses
Lock in rates when you confirm supplier contracts-no more price uncertainty between order placement and fulfilment
We’re trusted by global importers and exporters worldwide for tighter spreads, faster settlements, and tailored risk management solutions
meaning, more profit in your pocket instead of unnecessary fees
You start saving from day one with our transparent pricing, and we won’t lock you into contracts that don’t serve your goals
Ready to see exactly what you could achieve with Millbank FX?
Schedule your free, no obligation, no-strings-attached health check today.
You’ll walk away with a clear picture exactly how you can improve your margins by reducing your exposure to currency risk-whether you decide to work with us or do it yourself.
S.Akim CEO | Adpress International
Still have questions?
Millbank FX is a financial institution executing billions of pounds worth of transactions a year. This provides our clients unique access to multiple liquidity providers as opposed to a singular bank. Many of our clients operate on tight margins and face long payment cycles between order confirmation and fulfilment. Millbank FX provides forward contracts, market orders, and risk management strategies to lock in exchange rates, so currency fluctuations don’t eat into your profits.
It's simple. We make money on the exchange rate spread; the difference between the buy and the sell rate. The only difference is that we charge a smaller margin and profit than other brokers and banks. We also eliminate extra fees, charges and commissions. It is also important to highlight that, unlike major banks and financial institutions, we don't have large overheads.
Yes. Our multi-currency business account lets you send and receive payments in 80+ currencies, reducing unnecessary conversion fees. This is ideal if you buy from growers and suppliers across multiple regions and want to avoid losing money on multiple conversions.
Currency volatility can erode margins between contract agreement and payment. With forward contracts, you can lock in a rate when you place an order—so you know exactly what you’ll pay, regardless of market movements.
For bulk purchases or seasonal supply payments, we offer institutional FX rates to ensure you get the best possible price. We also provide market orders, so you can set a target exchange rate and automatically execute when it’s reached.
Speed is critical for all of our clients. All outgoing transfers are sent via the faster payment rail available for that particular currency. Most currencies will credit the same-day we receive client funds, removing any time delays. For all UK domestic payments, we send payments by same-day CHAPS. We always retain beneficiary bank details to avoid any need to email details every transaction you complete.
No. No setup fees, no monthly fees, and no hidden charges. You only pay for the FX transactions you make—nothing else.
No. Millbank FX integrates seamlessly with your existing business accounts. You keep full control over your funds while accessing better rates, faster settlements, and tailored risk management strategies.
If your business makes cross-border payments, imports goods, or deals with currency fluctuations, you need an FX strategy. Even small rate shifts can wipe out your margins. Millbank FX helps you assess risk, lock in better pricing, and stabilise cash flow so your business stays profitable.
As soon as we have received your completed Millbank FX application, we'll seek authorisation from our compliance department. We will also need to carry out a "Know Your Client" (KYC) process on all new clients. Your account can then be opened and confirmed by email within the same day.
Your trading account can be activated within minutes of receipt of your completed documentation and Millbank FX authorisation.