Ayudar a las empresas a navegar por los mercados de divisas con confianza

toma el control de tus divisas

Millbank FX Business Loans help companies explore funding options for working capital, stock purchases, equipment, hiring, marketing, refinancing, expansion or one-off projects.

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Is a business loan right for your company?

A business loan may be relevant when your funding requirement is broader than a specific supplier payment or unpaid invoice.

If this sounds familiar
A business loan may help with
You need general working capital
Day-to-day cash flow support
You want to buy stock or equipment
Business investment
You need to fund a growth plan
Expansion finance
You take card payments and need working capital
Card turnover-linked funding
You want to refinance existing business debt
Debt consolidation or restructuring
You need funding for a one-off project
Project finance
You are hiring, marketing or moving premises
Operational growth
London FX Millbank FX

Asesoramiento y soporte sobre divisas estratégicas

Esto no es un centro de llamadas. Se le asignará un concesionario de divisas especializado que conoce su negocio a la perfección

Depending on the amount, purpose, business profile and lender criteria, facilities may be secured or unsecured. Personal guarantees, indemnities or other security may be required.

Business loans can be useful when the funding requirement does not directly relate to a single invoice, supplier payment or trade transaction.

Creamos Millbank FX para cambiar eso

If your funding need is tied to supplier payments, trade finance may be more relevant. If your cash is tied up in unpaid invoices, invoice finance may be more relevant.

A business loan may be more relevant if:

Márgenes predecibles

Pagos más rápidos y económicos

Menos errores manuales

Más tiempo dedicado al crecimiento de su negocio

You need capital for equipment, hiring, marketing or expansion.

You want to spread the cost of a project over time.

You need funding based on overall business performance rather than a specific transaction.

Cómo Empire Textiles simplificó los pagos globales y transformó su flujo de caja con una cuenta multidivisa

Empire Textiles es la mayor tienda especializada en textiles africanos del Reino Unido. Se abastece principalmente de Suiza e Italia, pero vende en el mercado del Reino Unido.

1. Tell us what the funding is for

We start by understanding the amount, purpose, timing and preferred repayment structure.

2. We review the lending route

We help identify whether a business loan is likely to be relevant or whether trade finance or invoice finance may be a better fit.

3. Provide business information

You may be asked for bank statements, accounts, turnover information, card takings, existing finance details or other supporting documents.

4. Upload documents securely

Documents are uploaded through a secure digital process with clear instructions.

5. Progress with available options

Once assessed, any available offers are presented clearly so you can decide whether to proceed. If you accept an offer, the facility progresses in line with the lender’s terms and requirements.

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Millbank FX is Authorised by the FCA

Regulated, safeguarded, and built for operational confidence

Safeguarded Funds

Your funds are held in safeguarded accounts, kept separate from operating funds, providing peace of mind with every transaction and an extra layer of security.

Secure and Trustworthy

Our advanced encryption and security protocols protect your data, ensuring every transaction is secure and handled with the highest level of integrity.

FCA Authorised

As a licensed payment institution, we meet rigorous regulatory standards and report to the Financial Conduct Authority (FCA), ensuring robust oversight and compliance.

Sus beneficios no esperan a la estabilidad. Tú tampoco deberías hacerlo.

Obtenga una sesión de estrategia cambiaria gratuita y una verificación de tipos en vivo

Con una sesión de estrategia cambiaria de Millbank, podrá

In turn, you’ll get a clear view on how to:

Explore funding for working capital, stock, equipment or growth where a business loan is suitable

Understand secured and unsecured options subject to lender assessment

Review whether card turnover-linked working capital may be relevant to your business

¿Ya tienes un proveedor de divisas?

9 de cada 10 empresas que conocemos ya utilizan un proveedor y dejan dinero sobre la mesa, y ni siquiera lo saben. Y sí, puedes abrir tu cuenta directamente si estás listo para avanzar más rápido.

Elige tu siguiente paso...

Reúnase directamente con nuestro CCO

Sin pelusa, sin compromiso

Programe mi sesión de estrategia gratuita

Omitir la sesión de estrategia

Empieza a incorporarte hoy

Abrir mi cuenta gratuita
Autorizado por la FCA
Secure Application Process
FCA Authorised Institution
FX & Payment Support

Como aparece en:

Frequently asked questions about business loans

01
What is a business loan?

A business loan is funding provided to a company and repaid over an agreed period. It may be used for working capital, stock, equipment, growth, refinancing or other business purposes.

02
What can a business loan be used for?

Business loans may be used for working capital, stock, equipment, hiring, marketing, expansion, business acquisition, office relocation, refinancing or one-off projects.

03
How much can my business borrow?

The amount depends on lender criteria, affordability, business performance, trading history, credit profile and product suitability. For some working capital products, funding may be assessed against card turnover.

04
Can I borrow based on card takings?

For some working capital facilities, yes. Some facilities may consider funding of up to 1.5x average monthly card turnover, subject to lender assessment, affordability and product suitability.

05
Are business loans secured or unsecured?

Both may be available. Some loans may be unsecured, while others may require security. Personal guarantees or indemnities may still be required.

06
Will I need a personal guarantee?

Possibly. Many lenders request director guarantees or indemnities, particularly for unsecured facilities. This should be confirmed before you proceed.

07
How long does the process take?

Timescales vary depending on the lender, product, amount, documentation and complexity of the case.

08
Can I repay early?

This depends on the lender and facility terms. Any early repayment terms or charges should be reviewed before you proceed.

09
Can a business loan be used for international trade?

Yes, a business loan may support import/export-related cash flow needs. However, if the funding is specifically for supplier payments or goods in transit, trade finance may be more suitable.

10
Is approval guaranteed?

No. Business loans are subject to lender assessment, affordability, credit status, product suitability and separate terms.

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